car accident

Hello
  Please correct the sentence below. 
  1. I met with an accident this morning while coming to work.
  2. I got into accident while coming to work this morning.
  3. I had an accident this morning when coming to work.
   
  What is the widely used sentence when people what to describe that they 
involved in an accident
  Thank you in advance
   
  Rgds Soofie 
   

                
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