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Special Loan Scheduling and interest calculation

Hi there,
Currently I am in the saving and cooperative sector, working with a rather
small saving and loan group. I interacted with Mifos about 8 years ago and have
been out of programming for so long that I don't recall most of the things.
I have tried my hand at getting back with Mifos coding but it is not gone
so well.

The current implementation of loan scheduling and interest calculation
works well with formulas in Microsoft Excel but I want to migrate to a more
sensible system and Mifos is the candidate of choice. However,  I would
like to have a special loan scheduling and interest calculation but I am
tying knots around myself figuring out where to touch and what to modify in
Mifos source code.
Can someone help me code it or figure out where and what to touch so that
perhaps I can do it?
I can provide the excel implementation if required.
Thanks in advance